How Much Is a Buyer Rebate in 2026? Calculate Your Savings | ShopProp
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Updated May 2026

How Much Is a Buyer Rebate in 2026? Calculate Your Savings

See exactly how much cash you'll get back at closing with a buyer rebate. We break down rebate amounts at every price point — from $500K starter homes to $10M luxury properties.

$1,995
Flat Fee Starts At
$248K+
Max Rebate ($10M Home)
8 States
Coverage

The Simple Rebate Formula

Your buyer rebate is straightforward to calculate:

Your Rebate = (Home Price × Commission %) − ShopProp Flat Fee ($1,995)

Most sellers offer buyer agent commissions between 2% and 2.5%. A traditional agent keeps the entire commission — often $25,000 to $50,000 or more. With ShopProp, you keep almost all of it.

Rebate Amounts at Every Price Point

Here's what you'd receive at closing with a 2.5% buyer agent commission:

$500,000 Home

CommissionAmountShopProp FeeYour Rebate
2.0%$10,000$1,995$8,005
2.5%$12,500$1,995$10,505
3.0%$15,000$1,995$13,005

Even on a $500,000 home, you're saving $8,000 to $13,000 compared to a traditional agent.

$1,000,000 Home

CommissionAmountShopProp FeeYour Rebate
2.0%$20,000$1,995$18,005
2.5%$25,000$1,995$23,005
3.0%$30,000$1,995$28,005

Buying a home over $1M? Your rebate could be $20,000+

Calculate My Rebate

$2,000,000 Home

CommissionAmountShopProp FeeYour Rebate
2.0%$40,000$1,995$38,005
2.5%$50,000$1,995$48,005
3.0%$60,000$1,995$58,005

$5,000,000 Home

CommissionAmountShopProp FeeYour Rebate
2.0%$100,000$1,995$98,005
2.5%$125,000$1,995$123,005
3.0%$150,000$1,995$148,005

$10,000,000 Home

CommissionAmountShopProp FeeYour Rebate
2.0%$200,000$1,995$198,005
2.5%$250,000$1,995$248,005
3.0%$300,000$1,995$298,005

Why ShopProp's Rebate Is the Largest

The math is simple: the lower the flat fee, the larger your rebate. ShopProp's $1,995 starting fee is the lowest in the industry. Other flat-fee brokers charge $3,000 to $12,500. Traditional agents keep the entire commission — typically $25,000+ on a million-dollar home.

Every ShopProp buyer works with a managing broker — the highest license level in real estate. You get full-service representation at a fraction of the cost: home tours, offer writing, negotiation, inspection coordination, and closing support.

As featured in NPR and USA Today.

What Can You Use Your Rebate For?

Frequently Asked Questions

How much is a typical buyer rebate in 2026?

It depends on the home price and commission offered. With ShopProp's $1,995 flat fee: a $500K home yields ~$10,505, a $1M home yields ~$23,005, and a $2M home yields ~$48,005 (at 2.5% commission).

How do I calculate my buyer rebate?

Multiply the home price by the buyer agent commission percentage (typically 2–2.5%), then subtract the broker's flat fee. With ShopProp: (Home Price × Commission %) − $1,995 = Your Rebate.

Can I get a rebate on a $5 million or $10 million home?

Yes. ShopProp handles luxury transactions. On a $5M home, the rebate is ~$123,005. On a $10M home, you could receive over $248,005 back at closing.

What states allow buyer rebates in 2026?

Most states allow buyer rebates. ShopProp offers rebates in California, Washington, Texas, Colorado, Arizona, Michigan, Hawaii, and Virginia.

Calculate Your Buyer Rebate

Flat fee from $1,995. Managing broker on every deal. The largest rebates in the industry.

Get My Rebate Estimate

ShopProp Realty — CA DRE #01890638 | Robert Luecke, Managing Broker — DRE #01881220 | As featured in NPR and USA Today.