Flat Fee vs 3% Commission: 2026 Cost Comparison | ShopProp
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2026 Cost Comparison

Flat Fee vs 3% Commission: 2026 Cost Comparison

The average American pays $22,000+ in real estate commissions. ShopProp's flat-fee model saves buyers and sellers tens of thousands — with a managing broker on every deal.

$1,995
Buyer Flat Fee
$4,995
Seller From
93%
Avg. Savings vs 3%

Buyer Side: Flat Fee vs 2.5% Commission

When buying a home, the seller typically offers a buyer agent commission. A traditional agent keeps the entire amount. ShopProp charges a flat $1,995 and rebates the rest to you.

Home PriceTraditional Agent (2.5%)ShopProp FeeYou Save
$300,000$7,500$1,995$5,505
$500,000$12,500$1,995$10,505
$750,000$18,750$1,995$16,755
$1,000,000$25,000$1,995$23,005
$1,500,000$37,500$1,995$35,505
$2,000,000$50,000$1,995$48,005
$3,000,000$75,000$1,995$73,005
$5,000,000$125,000$1,995$123,005
$10,000,000$250,000$1,995$248,005

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Seller Side: Flat Fee vs 3% Listing Commission

Traditional listing agents charge 2.5–3% to sell your home. ShopProp's seller flat fee starts at $4,995 with full MLS listing, professional photography, and managing broker oversight.

Home PriceTraditional Agent (3%)ShopProp FeeYou Save
$500,000$15,000$4,995$10,005
$750,000$22,500$4,995$17,505
$1,000,000$30,000$4,995$25,005
$1,500,000$45,000$4,995$40,005
$2,000,000$60,000$4,995$55,005
$3,000,000$90,000$4,995$85,005
$5,000,000$150,000$4,995$145,005

Total Transaction Savings (Buy + Sell)

If you're buying and selling with ShopProp, the combined savings are dramatic:

Home PriceTraditional (2.5% + 3%)ShopProp ($1,995 + $4,995)Total Savings
$500,000$27,500$6,990$20,510
$1,000,000$55,000$6,990$48,010
$2,000,000$110,000$6,990$103,010
$5,000,000$275,000$6,990$268,010

Managing Broker vs Solo Agent

The biggest misconception about flat-fee brokers is that you sacrifice service. With ShopProp, the opposite is true:

FeatureShopProp (Flat Fee)Traditional (3%)
Who handles your dealManaging brokerOften a junior agent
License levelHighest (broker)Varies (often salesperson)
Experience19 years, since 2007Varies widely
Full serviceYes — tours, offers, negotiation, closingYes
Cost on $1M home$1,995 (buyer) / $4,995 (seller)$25,000–$30,000 per side
Press coverageNPR, USA Today
States8 statesUsually 1

As featured in NPR and USA Today.

Frequently Asked Questions

How much does a flat-fee broker charge vs a traditional 3% agent?

ShopProp charges $1,995 for buyers and from $4,995 for sellers. A 3% agent on a $1M home charges $30,000. You save $25,005–$28,005 per side.

Do you get the same service with a flat-fee broker?

With ShopProp, you get better service — every deal is handled by a managing broker, the highest license level. Traditional brokerages often assign junior agents.

What's the difference between a managing broker and a real estate agent?

A managing broker holds the highest license level, can supervise other agents, and handles complex transactions. An agent works under a broker's supervision. ShopProp gives you the managing broker directly.

Is 3% commission still standard in 2026?

Post-NAR settlement, the average buyer commission is ~2.3%, but many agents still charge 2.5–3%. ShopProp's flat fee eliminates this variability entirely.

Stop Overpaying for Real Estate

Flat fee from $1,995 (buyer) and $4,995 (seller). Managing broker on every deal.

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ShopProp Realty — CA DRE #01890638 | Robert Luecke, Managing Broker — DRE #01881220 | As featured in NPR and USA Today.